For employees who are already insured under the AED 3,000 bank guarantee, the employer has the option of converting them to the new insurance scheme or keeping them under the old bank guarantee scheme. However, the employer can only transfer current employees to the new insurance system after their licence has been renewed, not before. Sponsors of spouses, dependents and domestic workers are responsible for arranging their health insurance coverage if the sponsor`s employers do not offer such an insurance plan. While some companies offer to secure an employee`s child and spouse at no additional cost, this may not be included in the basic DHA plan. Domestic workers must be insured under a separate policy. If the employer does not reimburse the insurance company, the Ministry of Education suspends the employer`s file and freezes the new work permits. It will also require the employer to provide a bank guarantee of AED3,000 when renewing existing work permits. Cigna Health Insurance offers the best for you and your families. You can select the regional, international or international Healthguard plan plus. The standard services we offer in our plans are psychiatric care, inpatient/outpatient treatment, maternity services, outpatient consultations, out-of-region emergency coverage, testing and medication. We also offer add-ons (optional) that offer benefits for medical services such as dental care, visual assistance, screenings and wellness tests. You can choose from our three levels of coverage based on your convenience, needs, and budget. To learn more about the plans and how they work, please visit our Individuals and Families page.
Employers are legally obliged to provide medical care to their employees and relatives. Dependents include a spouse and up to 3 children under the age of 18, and the employer is only required to bear 50% of the cost of dependents, with the remaining 50% to be paid by the sponsor/employee. If the employee has other dependents such as parents or a 4th child, he is legally obliged to bear the full costs himself. 6. Present health insurance at the time of issuance or renewal of persons sponsored by it at the place of residence or visit. The health system in Les Eau varies from emirate to emirate, but services within the UAE are of very high quality, which is why they can be expensive. If you are an employer in Dubai and need to know even more about health insurance law and your obligations, take advantage of the knowledge and experience of health insurance law experts such as HHS Lawyers. They can give you advice on insurance laws and answer any questions you may have. According to labour legislation, you are entitled to a health card that gives you access to a limited number of hospitals and clinics that make up the facilities of the Dubai Health Authority (DHA). The Dubai Health Insurance Act No.
11 (2013) requires all residents to have health insurance coverage that meets or exceeds the minimum benefits set by the Dubai Health Authority (DHA). The responsibility for health insurance lies with the employer (not the employee). The employer is obliged to insure employees through health insurance in accordance with the applicable health insurance. The employer may not require the beneficiary to bear the costs of insurance. The law also states that employers cannot deduct the employee`s salary to take out health insurance. 5. Give the health insurance card to the people in charge. When selecting quantitative health insurance data, quantitative data is crucial for the analysis of policy outcomes. It will be important to calculate the number of activities, the cost of activities, the number of people covered by the insurance package, the rate of certain diseases, as well as the mortality rate. And you can also get expert advice. Although medical services in the UAE are usually of very high quality, they can be expensive. Therefore, it is highly recommended that all individuals, families and groups located in the Uae, GCC or the Arabian Peninsula take out some form of comprehensive UAE health insurance.
The new insurance policy costs AED 60 per year per employee. It costs 120 AED for each employee who receives a work permit valid for two years. Q: I have been working for more than seven years at a construction company based in Abu Dhabi. My employer has not provided me with compensation on time for two years, and employees who left the company did not receive their unpaid wages and benefits at the end of their service. My employment contract and work card expired in August 2018. My employer did not renew my work card and health insurance. However, my residency visa is valid until August 2020. Who pays for an employee`s health insurance? A: We assume that you are employed by a company based on the mainland of the Emirate of Abu Dhabi, and therefore the applicable laws are Federal Act No.
(8) of 1980 regulating employment relations in the United Arab Emirates (the “Labour Code”) with respect to employment and the Health Insurance Scheme For the Emirate of Abu Dhabi Act No. (23) of 2005 (the “Abu Dhabi Health Insurance Act”) in relation to the “Abu Dhabi Health Insurance Act”) in relation to health insurance. According to the Abu Dhabi Health Insurance Act, the employer may be responsible for the health insurance of all its employees and their family members (the employee`s wife and three children under the age of 18). This is in line with Article 5 of the Abu Dhabi Health Insurance Act, which states: “Each employer shall provide health insurance coverage to all its employees/employees and their family members, covering the employee`s wife/employee and his or her three children under the age of 18. Each sponsor must subscribe to the plan of each person under his patronage from the date of his arrival in the State, unless that person is entitled to health insurance from an employer. Expatriates cannot be employed, residence permits issued or their existing permits renewed, unless they are insured under health insurance. In addition, it should be noted that it is illegal to work in the UAE without a valid work permit issued by the Ministry of Human Resources and Emiratization (the “MOHRE”). This is in line with Article 13 of the Labour Code, which states: “No foreigner may be hired to work in the UAE without prior authorization from the Ministry and without obtaining a work permit in accordance with the procedures and regulations established by the MINISTRY OF Health.
